Author Archive: Lisa Garcia

Selling Your House Fast

buymyhomefastYes It’s True We Can Buy Your Home Fast!

I you want someone to buy your home fast we have years of experience of helping homeowners do just that. In only seven days you could handing over the keys to your old home in return for an instant cash payment, we can even take care of the valuation and legal fees to make the entire home selling process easier from start to finish.

In conjunction with our partners at Property Buyer simply enter your postcode in the box at the side and get an instant, no obligation cash offer for your home. Alternatively give our team of friendly service agents a quick call? They are on hand to answer and questions you may have and allay any fears you may have in someone wanting to buying your home fast. Call now on 0800 613 4433 to learn just how easy it can be to get an instant cash offer for your home.

Are there any restrictions?

Use the money from the fast sale of your house however you like, there are no restrictions on what you can do with the money, you are free spend it as you please. Whatever your reason for wanting a fast property sale, the money can be in your account, or a cheque in your hand, in under a week.

We will buy your home fast regardless of location, condition, age or decoration that may be preventing other prospective purchasers from buying your home. Whatever the reason that is stopping your home from selling through a traditional estate agent we will find a way to make it happen. Call 0800 613 4433 today to discover how quickly we can get you back on the path to financial freedom.

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Fast Property Sale Before Moving abroad

Many sellers putting their home on the market need a fast property sale in anticipation of a move overseas. Thousands of people move abroad every year for various reasons including work, getting married, retirement or staying with family. If you are moving overseas in the near future, you will need to put your property on the market as soon as possible. Here are some tips to selling your house in a hurry when you are anticipating a move abroad.

Estate agent or quick house sale company?

Both have their advantages, but it may be easier for you to go with a quick house sale company if you are moving abroad. If you use an estate agent, your property may still be on the market by the time you leave which means that all dealings are left in their hands. Communications will only be made via telephone or email meaning that you must put your trust in the estate agents’ hands. This may mean that your house is on the market for a much longer time period than you expect so you may be waiting on a sale for months, or even years, down the line. A quick house sale company will be able to get the property off the market in time for you leaving the country, provided you put your house on the market in advance.

Improve your chances of a sale

For fast house sales, property must be in tip top condition. Ensure that there are no outstanding repairs and make sure that your home is presentable. Try to make it look like a show home as buyers will be encouraged by the effort you have put into your property. Try to make your property appeal to a couple of markets, such as young working couples and young couples with children. This will increase the chances of making a fast property sale. Make renovations which will appeal to different groups. So, if you have a spare room, make it into a bedroom and use some of the extra space in your living room to create a small office. This will appeal to corporate couples and working families. Also, try to make the home appear as neutral as possible to allow potential buyers to ‘see’ themselves living there. The last thing a buyer wants to see is photographs of your family as they will then see the house as someone else’s.

Lastly, get the word out that your home is up for sale. There may be someone local or a friend of a friend who has been waiting until your property went on the market so this will increase your chances of making a quick sale before moving abroad. Getting someone to buy house fast can be difficult but, if you are well prepared, you can certainly sell your home in a matter of months.

Low cost DIY improvements for a fast property sale

Achieving a fast property sale can be a daunting task, particularly when it comes to making a fast property sale. There are several ways to ensure that your property is off the market fast, most of which involve making home improvements of some kind. However, if you are on a tight budget and are looking for ways to make improvements without dipping into your savings, here are some low cost DIY tips that will help improve your home.

Remove clutter

In order to encourage people to buy a house fast, you should look at your home from a buyer’s perspective. No one wants to see endless signs that a family already resides in a property therefore you have to remove all clutter. This means taking down photos of you and your family and tidying away toys, magazines, signs that a pet lives there and clothing. Storage space is important to buyers so if you have lots of cupboards and shelves then remove clutter from these to show them off and make a fast property sale.


White or magnolia paint can be bought for a very low price in most outlets and neutral colours are key to a fast property sale. Choose a plain wallpaper design and paint over it in neutral tones. Also, stick to white or wood effects for your skirting boards, coving and doors. Ensure that you paint the front door and the ceilings as buyers will look very closely when viewing your home. Neutral tones enable buyers to envision their own decor so try to omit your own personal tastes from the decor.

Look at your furniture

Your furniture may not come with the house, but it does play a role in making a fast property sale. If your furniture is wooden then you could give it a fresh coat of varnish or you can paint it to make it look new to buyers. If you have any furniture which is starting to look worn and a little rough around the edges, you can move it to a friend’s home or into storage for the time being.


Look around your home and make a list of things that you can fix yourself at a low cost. Depending on how confident you are in your DIY, you could save a lot of money by carrying out repairs yourself. You may need to fix the skirting boards, replace lighting or put up some old shelving. It may help to have someone else have a look around your home as they may spot something that you don’t. The things they see are likely to be the things that buyers will see when viewing your home.

Ask yourself the question, ‘what will make people buy my home fast?’ and try to think about what you would like to see (or wouldn’t like to see) in a home. Often small DIY tasks are enough to make your home look as good as new and they cost very little to carry out yourself.

Over-75s continue to feel impact of inflation

Britain’s older generation continue to face the highest rate of inflation, according to figures from the Alliance Trust Economic Research Centre. It found that while all households experienced an inflation increase during July, the over-75s continue to feel the biggest impact from the rising cost of living.

The consumer items affected by inflation tend to account for a larger proportion of the average monthly expenditure for older people, and Alliance noted that while the official inflation rate rose from 2.4 per cent to 2.6 per cent in July, it reached three per cent for the over-75s. Many older people in financial difficulty turn to a quick home sale to downsize their property and ease their financial burden.

Linsey Thomson, senior economic analyst at Alliance, says that older people are more heavily impacted by rises in gas and electricity prices, but there is some hope that things will be slightly less difficult this winter.

She explained: “We expect gas and electricity price inflation to soften later this year, partly due to strong base effects following the gas and electricity price hikes in the autumn of last year. This should provide older households with some much needed relief at last.”

Rents rise again in August

Private rents have risen for the fifth month in a row to reach a new record high, according to LSL Property Services. The average monthly rent increased by 2.9 per cent year-on-year in August, reaching £734.

With prospective property buyers still finding mortgage finance difficult to obtain, many demand for rental property remains high, prompting landlords to raise rents. However, higher rents makes it more difficult for first-time buyers to save up for their deposit.

David Newnes, director of LSL Property Services, said: “The rental market is right in the thick of its peak season and the demand from graduates and those starting new jobs has added a new layer of competition on top of the existing pool of frustrated buyers.”

Mr Newnes expressed hope that the Funding for Lending scheme will help people take their first step on the property ladder, but added that conditions for first-time buyers will have to ease significantly before any impact is made on the rental market.

YBS cuts mortgage rates for first-time buyers

Yorkshire Building Society (YBS) has announced reduced mortgage rates for first-time property buyers with smaller deposits.

Addressing the problems first-time buyers face in obtaining mortgage credit, YBS has cut the rates on its 90 per cent loan-to-value ratio products by up to 0.25 per cent. Products on offer now include a two-year fixed rate deal offering 4.39 per cent, a three-year package at 4.79 per cent and a five-year rate of 4.94 per cent. All these offerings come with a £995 fee.

For borrowers able to rustle up a 25 per cent deposit, rates as low as 2.74 per cent and 2.79 are available on tracker and fixed rate products respectively.

YBS product manager Sunjeev Sahota says the firm recognises the challenges faced by those trying to get on the property ladder. “However, we remain true to our building society roots and that means we want to help people borrow the money they need to buy their own home, regardless of whether they have a big or small deposit,” he added.

Auto-enrolment still means little to many

Almost three-fifths of employees who don’t have a pension are still not aware of auto-enrolment, a new survey from Standard Life has shown.

Auto-enrolment has been introduced by the government in a bid to get more people saving for their retirement, with an ageing population and concerns growing about how prepared those approaching the end of their working life are. Many people without substantial savings will be using a quick home sale to release equity from their property.

However, when asked about auto-enrolment by Standard Life, four-fifths said they wanted to learn more, with over half of those expecting the government to go to greater lengths to educate the populace.

With the auto-enrolment start date looming on October 1st, the Association of British Insurers insists it an “opportunity not to be missed” in terms of getting people to plan properly for their retirement.

“It cannot be stressed enough how important it is to save for retirement. Automatic enrolment will help workers start a savings habit that will stay with them for a lifetime,” said Stephen Gay, the group’s director of life, savings and protection.

Property remains a key part of retirement plans

More than a quarter of property owners approaching retirement age plan to use their home to fund their living expenses, new research suggests.

The survey from LV= reveals that as well as 28 per cent of people planning a quick home sale or equity release to fund their post-work lifestyle, 35 per cent of over-50s may delay retirement due to their financial situation. However, two-fifths of the over-50s polled fear that their home is not worth as much as they thought, believing an average of £21,749 has been wiped off house prices in the last three years.

Vanessa Owen, LV= head of equity release, commented: “With the purse strings being firmly tightened it is impossible to ignore the need for those over 50 to consider additional sources of retirement income.

“Planning ahead is vital, as is seeking professional financial advice. Using the money locked in their home can sometimes be the only way for people to secure a comfortable retirement.”

Property buyers told to act quickly on low rates

Homeowners looking to remortgage or change property have been urged to act quickly to take advantage of some of the low rates currently on offer in the market. While first-time property buyers are still facing difficult lending criteria, notes that competition in the wider mortgage sector has driven rates down.

However, these low rates do not tend to remain available for long, as highlighted by HSBC’s decision to withdraw its five-year 2.99 per cent fixed-rate deal. The lender is not replacing this particular product, but has cut the fee on its five-year 3.29 per cent fixed-rate deal from £999 to £499.

Michael Ossei, personal finance expert at, says homeowners need to act quickly if they want to take advantage of the competitive market.

“Although we hope other lenders will launch new deals to fill the gap you can never be certain and the worry is that more market leading rates will be pulled in the near future and replaced with less competitively priced deals,” he explained.

RICS: mortgage restrictions strangling housing market

The restrictions in the lending market continue to place a stranglehold on growth in the housing market, according to the Royal Institution of Chartered Surveyors (RICS).

The group’s latest report suggests that house prices have continued to fall in July, with a balance of 24 per cent more surveyors reporting falling rather than rising prices last month. This is largest negative reading RICS has recorded in its monthly reports since June 2011.

Looking ahead, RICS says it expects to see further falls, as prospective property buyers are still struggling to get the finance they need from cautious lenders. Peter Bolton King, RICS global residential director, said people are still going out and viewing property, but this is not progressing into transactions.

“Fewer sellers are putting their homes up for sale and the on-going problem of accessing affordable finance is not helping. If vendors want to sell their homes quickly, they will have to be realistic in their price expectations,” he said.